Rick Kadar

Loan Officer

NMLS#: 227721


About

Rick brings over 30 years of real estate and mortgage experience, built on a foundation of service as a United States Air Force combat pilot and military veteran. His career began while still in uniform and has since spanned leadership roles across the country, including managing multiple mortgage branches, serving as a marketing director for a leading local lender, and advising on distressed property acquisitions.

Known as “the Payment Professor,” Rick specializes in breaking down complex financing into clear, strategic options that align with each client’s goals. As a VA home loan guaranty benefits advisor, he is deeply committed to educating and protecting active-duty service members and veterans, ensuring they fully leverage the benefits they’ve earned.

Rick leads with listening, then guides with precision. His clients value his integrity, clarity, and steady approach to navigating one of life’s biggest financial decisions. If you want a seasoned expert who can turn numbers into a confident plan, Rick delivers.