James Whitfield II

Loan Officer

NMLS#: 18221


About

James Whitfield II is a Mortgage Broker with Empire Home Loans, bringing more than 22 years of experience in residential lending. Licensed in Iowa since 2003, he works with a wide range of loan programs, including conventional, FHA, VA, USDA, as well as purchase and refinance solutions.

James is known for his clear communication, strong availability, and ability to problem-solve complex scenarios while keeping transactions on track for a timely closing. His relationship-first approach emphasizes education, transparency, and collaboration with realtors to ensure a smooth experience for both clients and referral partners.

Outside of work, James is a proud father of two and an active youth and 14U baseball coach. His commitment to family, teamwork, and community is reflected in the way he serves his clients and professional partners.