Brad Payne

Loan Officer

NMLS#: 2366717


About

My passion for helping borrowers has been shaped over a long career across many industries. I have a finance degree from UGA (Go Dawgs!) and an MBA in finance from Northwestern University.

But it wasn't until my wife and I went through IVF while trying to purchase a home that I found my true calling. A low-down-payment FHA loan allowed us to continue our IVF journey and buy a home we love — and now we have a beautiful daughter and son. That experience is where my real passion for mortgages was born.

The Lowcountry is more than my market — it's my home. Whether it's a condo on Hilton Head, a new build in Hardeeville, or a waterfront property in Beaufort, I know the nuances, and I will leave no stone unturned to get your loan approved.