Use your VA benefits to get into your dream home today! Are you a veteran, member of the military or military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
How VA Loans Work
- Purchase your home with as little as 0% down payment. Yes, you can buy your home and pay NOTHING at closing using a VA Loan.
- 30-, 25-, 20- and 15-year terms are all available with fixed rates.
- 5-year adjustable rate mortgage available.
- Jumbo VA loans available.
- VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans.
- No monthly PMI (Private Mortgage Insurance).
- VA loans are governed by the U.S. Department of Veterans Affairs.
- Pay your mortgage off at any time without pre-payment penalties.
- Available for active duty military, reservists, National Guard, veterans, and military spouses in some circumstances.
- Buy a home with no money down (primary home).
- Refinance up to 100% of your primary home’s value.
Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
**Empire Home Loans, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.