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You’ll be hard pressed to find a mortgage professional with a more well-rounded and distinguished resume than Joe McKone.

Over his 34 years in business, Joe has worked as a retail loan officer, branch manager, head of training for a national mortgage company, VP of National Production, and even occupied the “C-Suite” as the Chief Operating Officer of a well-known firm.

He has an extensive track record on both the retail and wholesale sides of the business, gaining invaluable experience with Land Home Financial Services, First Cal, Western Bancorp, Merrill Lynch and First Franklin Financial, Wells Fargo Home Mortgage, and World Savings and Loan.

When we polled those who worked with and for Joe throughout his career, the words that most came up to describe his leadership style include humble, empathetic, and selfless, but also empowering, strategic, and team focused.

However, to best understand the value Joe brings to his clients, Empire Home Loans, and the industry as a whole, let’s look at it from his own lens.

“I’m essentially a servant-leader,” says Joe. “I invest in people, and the return on that investment has never ever disappointed or fallen short.”

Looking at Joe’s upbringing in a working-class home on the East Coast, it’s not hard to see where he developed that mentality, as his widowed mother early-on taught him the value of hard work. He went on to earn a degree in education and taught second grade.

Joe enjoys rolling up his sleeves every day, solving problems, rising to challenges, and helping others maximize their potential. Instead of being driven by money in an industry known for its handsome paychecks, he maintains a passion for helping others around him.

Sustaining and cultivating long-term relationships give him intense enjoyment, and that’s why Joe McKone is a stellar fit for Empire Home Loans. In fact, Joe shares the same vision as Empire’s three founders, and has a dogged determination to bring the organization’s cultural platform to the next level,

“I believe we’re at a crossroads in the industry,” says Joe. “It’s now more expensive for mortgage banks to maintain their bureaucracy, but senior, seasoned mortgage people get very little from that bureaucracy. Actually, it’s a hindrance.”

“Instead, Empire Home Loans is the perfect place for the mortgage origination pro who is self-driven,” explains Joe. “But doesn’t want to be completely alone on an island. Empire offers a revolutionary hybrid model, where you can join a firm with great coaching, support, and true teamwork and camaraderie, but without unnecessary hand holding.”

So, what does Joe hope to add to Empire Home Loans as it’s head of recruiting and sales?

Joe is excited about coaching Empire’s originators and seeing their careers flourish. His passion for investing in people was obvious from day one, and now he’s looking to offer all of his experience and resources in the industry, capitalizing on his desire to help.

Don’t be surprised to find Joe McKone fully invested in the successes of each and every originator at Empire Home Loans, teaching them how to originate with new efficiency, cultivate Realtor relationships, and turn clients into raving fans. He’ll consider it a personal win when other loan officers maximize their potential and thrive. And with Joe, all wins deserve to be celebrated!

Joe now calls San Diego home, where he’s happily married to his wonderful, supportive husband. Together they have a blended family with two sons each and two grandchildren. When not working, he recharges the batteries with travel, good wine, good food, and putting a whole lot of miles on his cycle to work it all off.

He feels incredibly blessed to live the life he does and sees it as a privilege to be able to give back as a dedicated supporter of the Leukemia and Lymphoma Society, among other causes.

Phone: (408) 499-2831

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