https://www.empirehomeloans.com https://www.empirehomeloans.com/va-loans <div data-rss-type="text"> <p> <span> Use your VA benefits to get into your dream home today! Are you a veteran, member of the military or military spouse? You may qualify for a VA loan. </span> <span> <span> VA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)! </span> </span> </p> <p> <br/> </p> <h3> <span> How VA Loans Work </span> </h3> <ul> <li> <span> Purchase your home with as little as 0% down payment. Yes, you can buy your home and pay NOTHING at closing using a VA Loan. </span> </li> <li> <span> 30-, 25-, 20- and 15-year terms are all available with fixed rates. </span> </li> <li> <span> 5-year adjustable rate mortgage available. </span> </li> <li> <span> Jumbo VA loans available. </span> </li> <li> <span> VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans. </span> </li> <li> <span> No monthly PMI (Private Mortgage Insurance). </span> </li> <li> <span> VA loans are governed by the U.S. Department of Veterans Affairs. </span> </li> <li> <span> Pay your mortgage off at any time without pre-payment penalties. </span> </li> </ul> <p> <br/> </p> <h3> <span> Qualification Requirements </span> </h3> <ul> <li> <span> Available for active duty military, reservists, National Guard, veterans, and military spouses in some circumstances. </span> </li> <li> <span> Buy a home with no money down (primary home). </span> </li> <li> <span> Refinance up to 100% of your primary home’s value. </span> </li> </ul> <p> <br/> </p> <p> <span> Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today! </span> </p> <p> <br/> </p> <p> <span> **Empire Home Loans, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government. <span>  </span> </span> </p> </div> Mon, 12 Apr 2021 22:30:14 GMT chris.ha@bullsai.com (chris.ha@bullsai.com ) https://www.empirehomeloans.com/va-loans thumbnail main image https://www.empirehomeloans.com/fha-home-loan <div data-rss-type="text"> <h3> <span> An FHA Home Loan can get you into a home with a low down payment. An FHA loan provides a government-insured loan with flexible loan options. </span> </h3> <h3> <span> <span>  </span> </span> </h3> <p> <span> Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan—qualifying is simple </span> </p> </div> <div data-rss-type="text"> <h3> <span> How FHA Loans Work </span> </h3> <ul> <li> <span> Purchase your home with as little as 3.5% down payment (compared to 20% required on most loans). </span> </li> <li> <span> 30-, 25-, 20- and 15-year terms are all available with fixed rates. </span> </li> <li> <span> 5-year adjustable rate mortgage available. </span> </li> <li> <span> Pay your mortgage off at any time without pre-payment penalties. </span> </li> </ul> <p> <br/> </p> <h3> <span> Qualification Requirements </span> </h3> <ul> <li> <span> Credit scores as low as 580 may qualify. </span> </li> <li> <span> Buy a home with as little as 3.5% down (primary home). </span> </li> <li> <span> Refinance up to 97.75% of your primary home’s value. </span> </li> </ul> <p> <br/> </p> <p> <span> Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today! </span> </p> <p> <br/> </p> <p> <span> **Empire Home Loans, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government. </span> </p> </div> Mon, 12 Apr 2021 22:28:05 GMT chris.ha@bullsai.com (chris.ha@bullsai.com ) https://www.empirehomeloans.com/fha-home-loan thumbnail main image https://www.empirehomeloans.com/fixed-rate-mortgage <div data-rss-type="text"> <h3> <span> Interest rates on Fixed Rate Mortgages are still very low! </span> </h3> </div> <div data-rss-type="text"> <p> <span> If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan. </span> </p> <p> <span> <br/> </span> </p> <h3> <span> How it Works </span> </h3> <p> <span> Monthly payments are based on interest rate, principal loan amount, and amortized interest over 30 years. With a Fixed Rate Mortgage, your interest rate will never change, even if market rates increase! </span> </p> <p> <span> Your payment will not change throughout the life of the loan. </span> </p> <p> <span> Your actual payment will vary based on your situation and the current interest rates when you apply. </span> </p> <p> <span> Pay your mortgage off at any time without pre-payment penalties. </span> </p> <p> <br/> </p> <h3> <span> Qualification Requirements </span> </h3> <ul> <li> <span> Buy a home with as little as 5% down (primary home). </span> </li> <li> <span> Refinance up to 95% of your primary home’s value. </span> </li> <li> <span> Loan amounts from $25,000 to $2,000,000. </span> </li> </ul> <p> <span> <span>  </span> </span> </p> <p> <span> Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today! </span> </p> </div> Mon, 12 Apr 2021 22:23:29 GMT chris.ha@bullsai.com (chris.ha@bullsai.com ) https://www.empirehomeloans.com/fixed-rate-mortgage thumbnail main image